AI Strategy

AI and GDPR, the 2026 Compliance Checklist

F
Frédéric Kinzi
7 min read
GDPR and AI Act compliance checklist for AI agents in 2026
Table of contents

To deploy a compliant AI agent in 2026, you need to follow 5 key rules: transparency (announce it’s an AI), professional API (zero-training policy), EU hosting, data minimization, and human in the loop for critical decisions. GDPR and the EU AI Act impose increasing obligations based on risk level, with fines reaching up to 4% of global revenue.


AI is like a Ferrari. It’s powerful, it’s fast, but if you drive without a license going the wrong way on the highway, it ends badly.

In 2026, the highway is watched by two cops: the veteran GDPR (personal data) and the new sheriff, the EU AI Act (AI regulation).

Don’t panic. You don’t need a law degree to stay compliant. Here are the simple rules for deploying your AI agents without risking 4% of your revenue in fines.

Rule #1: Transparency (The “Terminator” Effect)

The AI Act is clear: A human must know they’re talking to a machine.

If you use an AI support agent or recruitment agent, you have a legal obligation to disclose it.

  • “Hello, I’m Node6’s virtual assistant…”
  • NOT “Hello, I’m Sophie…” (when it’s actually a bot). That’s illegal.

At Node6, every agent (Cathy, Magalie, Zoe, Alison) clearly identifies as AI from the first interaction. It’s a design requirement, not a cosmetic add-on.

Rule #2: Your Data Is Not AI’s Lunch

This is companies’ biggest fear: “Will ChatGPT learn my trade secrets?”

The answer: it depends on your contract.

  • If you use ChatGPT Consumer (free): YES, your data is used for training. Prohibited for customer data!
  • If you use OpenAI API (Team/Enterprise) or Claude API (Anthropic): NO, your data is sandboxed. It’s not used to train future models.

Expert advice: Always go through professional APIs, never the consumer web interface for processing sensitive data. That’s the choice we make at Node6: all our agents run on the Claude API with a zero-training policy.

Rule #3: Location (Where Does the Data Sleep?)

GDPR requires that European citizens’ data be protected to European standards. Ideally? The data never leaves the EU.

  • The star student: Mistral AI (French, hosted in Europe).
  • The decent student: Microsoft Azure OpenAI (“France Central” or “West Europe” servers).
  • The risk: An obscure API hosted in the US with no legal framework (DPA).

At Node6, our infrastructure is 100% EU-hosted (Scaleway/OVH). It’s a strong commercial argument for our clients, and a regulatory imperative.

Practical Case: Automated Recruitment

If you’re automating CV screening (see our guide AI Recruitment and our agent Magalie), beware - red zone!

The AI Act classifies recruitment as “High Risk.” This means:

  1. You must prove there’s always a human in the loop for the final decision. AI cannot reject a candidate on its own.
  2. You must document how the AI was tested against biases (sexism, racism).
  3. You must maintain an audit log of decisions made by the agent.

That’s exactly why Magalie, our HR agent, operates in “recommendation + human validation” mode, not autonomous decision mode.

Your 2026 Survival Checklist

To verify before launching an Agent:

  • Legal notice: I’ve clearly stated it’s an AI.
  • Pro API: I’m using a “Zero-Training Policy” API (with signed DPA).
  • Hosting: My data is stored in the EU.
  • Minimization: I only send the AI strictly necessary data (anonymizing names when possible).
  • Human: For critical decisions (Credit, Hiring, Healthcare), a human always validates the output.
  • Tools: I’ve verified the compliance of my orchestration tools (n8n or Make).
  • Documentation: I have an up-to-date AI processing register.

Conclusion: Compliance Is a Competitive Advantage

Don’t see these rules as obstacles. In 2026, displaying “100% GDPR Compliant & EU-Hosted” on your site is a massive sales argument to reassure your clients. Responsible AI is AI that lasts.

It’s actually a core pillar of Node6’s positioning: our agents are designed “privacy-first” by default, not as an option.

The Expert’s Advice Before deploying an agent, do the “newspaper test”: if the regulator published an article about your use of AI, would you be proud or panicked? If you hesitate, re-read this checklist.

Frequently asked questions

Does the AI Act apply to SMBs?
Yes. The EU AI Act applies to any company deploying an AI system in the EU, regardless of size. However, obligations vary based on the system's risk level. A FAQ chatbot is 'limited risk' (transparency obligation), while a recruitment agent is 'high risk' (heavy obligations).
Can you use ChatGPT with customer data?
Not the free consumer version, which uses your data for training. You must use professional APIs (OpenAI API, Claude API, Azure OpenAI) with a 'zero-training' policy and a signed DPA (Data Processing Agreement).
Where should you host your AI agent to be GDPR compliant?
Ideally on EU hosting (France, Germany, Netherlands). Recommended options: Mistral AI (French), Azure France Central, OVH, Scaleway, Hetzner EU. Avoid APIs hosted exclusively in the US without a DPA legal framework.
F
Frédéric Kinzi

Founder Node6 - AI & Automation Expert

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